Identity Theft FAQs

1. How can I protect myself from identity theft?
2. How does identity theft occur?
3. What should I do if I suspect, or know, that my personal information has been stolen?

1. How can I protect myself from identity theft?

To help protect yourself from identity theft, the Federal Trade Commission (FTC) suggests monitoring your accounts, bank statements and your credit report on a regular basis. The FTC also recommends certain steps to take to help you minimize your risk of becoming a victim of identity theft. For more information about identity theft, visit the FTC's website.

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How can I protect myself from identity theft?

2. How does identity theft occur?

Identity theft occurs when an individual uses your personal identification information such as your name, Social Security number or credit card number, to commit fraudulent crimes. The FTC lists the common methods below used by fraudulent individuals to obtain your personal information: 

• Dumpster Diving
• Skimming
• Phishing
• Changing Your Address
• Old-Fashion Stealing
• Pretexting

To learn more about these theft methods, visit the FTC's website About Identity Theft section.

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How does identity theft occur?

3. What should I do if I suspect, or know, that my personal information has been stolen?

If you suspect or know that your personal information has been stolen, the FTC recommends that you contact your local police and notify your creditors immediately. The FTC also suggests steps you can take to help you recover from identity theft. Visit the FTC's website DEFEND: Recover from Identity Theft section for more information.

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What should I do if I suspect, or know, that my personal information has been stolen?